Here’s a quick tip that could save you a major headache when it’s time to sell! Did you know your mobile home might still be classified as personal property, even if it’s sitting on your own land?

If it’s not attached to a permanent foundation and the title hasn’t been turned in to the Texas Department of Housing and Community Affairs (TDHCA) to elect real property status, it’s treated like a car or boat—NOT real estate.

That matters big time if you’re trying to sell, because buyers using government-backed loans like VA or FHA financing usually require the home to be classified as real property before funding can go through.

Quick Tip: Check Your Tax Records!

• Two separate reports (one for the house + one for the land) = Personal property (chattel)
• One combined report = Real property

Need Help Converting Your Status?

Not sure which classification you have on your property? A title company can help you file the Statement of Ownership to convert it, and I can help you navigate the entire selling process from start to finish!

Reach out today if you have questions about your land, mobile home, or local Texas market values.

Contact Information

Harold Thomas

Realtor® Associate

United Country Real Estate Texas Ranch and Home

📞 Phone: 361-238-0728

✉️ Email: harold@haroldthomasrealtor.com

🌐 Website: www.haroldthomasrealtor.com

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